Small Business Financial Counsellor
Jessica Winter
Jessica works with small business owners in Cairns and surrounding areas, providing practical and confidential support to help them understand their financial position, manage challenges, and plan for the future
Contact Jessica
Email: jessica@sbsnq.com.au
Phone: 0447 754 739
About Jessica
Jessica Winter is a Small Business Financial Counsellor based in Cairns. She brings a strong foundation in business and finance, backed by a Certificate IV in Accounting and Bookkeeping (2025), a Diploma in Xero (2024), along with her Diploma of Financial Counselling. Driven by a deep belief that financial literacy is central to personal and business wellbeing, she empowers others to build clearer, healthier pathways, especially in times of uncertainty by helping to make information accessible and easy to understand.
Jessica has a keen interest in all things finance and has focused on building knowledge around wholistic personal and commercial financial wellness. She is committed to continued professional development and supervision and meets the professional and educational requirements to support her work as a Small Business Financial Counsellor.
With lived experience across regional and remote communities, Jessica has supported small businesses through natural disasters, the COVID-19 pandemic, and persistent economic pressures. Her firsthand understanding of resilience—both personal and commercial—shapes her practical, grounded approach to financial problem-solving.
Having established and managed businesses across community services, manufacturing, rural operations, hospitality and tourism, Jessica connects with business owners from every background. She works closely with individuals and enterprises to assess financial positions, overcome barriers, develop long-term strategies, and access the right supports to strengthen sustainability.
Passionate, outcomes-driven, and committed to genuine financial empowerment, Jessica uses her expertise along with her approachable and empathetic nature, to help people build robust money foundations that enhance overall wellbeing and create lasting, positive change.
Find out more about how Jessica and our Small Business Financial Counselling team can help.