Financial Resilience

Free, impartial and confidential support to manage challenges, adapt to change, and reduce the risk of future financial distress.

Practical tools, knowledge and confidence tailored for NQ small business owners

The Financial Resilience service provides proactive, targeted support to help small businesses strengthen capability, improve financial management, and build long-term resilience.

These services are proudly funded by the Queensland Government and we’re delivering them on its behalf.

Upcoming workshops, webinars and opportunities

Join our free, Back Pocket Business webinar series for practical information, tools and support to help strengthen your small business.

Thursday 15th October, 10am
Presented by Kendell Thessman

Are rising business costs eating into your profits? This practical webinar will help small business owners understand where margins are being squeezed and approach pricing with greater confidence. Learn how to calculate current margins, identify underpriced products or services, review costs and communicate price changes clearly to customers.

Watch past webinars

Resilient By Design

Thursday 17th September, 2026
Presented by Paul Misipeka

In this practical webinar, small business owners learned how to understand changing customer behaviour and take manageable steps to strengthen cash flow and resilience. The session covered how to spot a slowdown early, review costs, diversify revenue and better prepare a business for uncertain times.

*The ABC "Economic Slowdown" News Story can be viewed here.

Getting Your Money’s Worth

Tuesday 22nd September, 2026
Presented by Jessica Winter

Watch this webinar recording for practical tips on understanding your financial reports and getting more value from your accounting software, bookkeeper or accountant.

Logo of Queensland Government with the text "Delivery for Queensland" and the Queensland coat of arms.

These services are proudly funded by the Queensland Government and we’re delivering them on its behalf.

Online resources to help your business

ATO – Essentials to strengthen your small business

Free online courses and tools from the Australian Taxation Office covering tax, super, record keeping and cash flow.

https://smallbusiness.taxsuperandyou.gov.au

Business Queensland

Information, grants and support services to help you start, run and grow your business in Queensland.

https://www.business.qld.gov.au

More information contact

Paul Misipeka

Lead - Financial Resilience and Small Business Financial Counsellor

Paul is based in Cairns and works with small business owners across FNQ and is the lead for the Financial Resilience service.

Phone: 0448 307 635
Email: paul@rfcsnq.com.au